Legal Services Blog

Oct 21, Legal Services For Less Educational Resource

Tue, 21 Oct 2008 13:22:55 GMT

Where legal services for less is a reality! Get the Legal services you need for less along with FREE valuable legal resources

Jul 31, sitemap for Legal Services for Less

Thu, 31 Jul 2008 19:59:38 GMT

sitemap for Legal Services for Less - Find it here!

Jul 10, Ask legal questions - whenever you want to!

Thu, 10 Jul 2008 19:56:27 GMT

Get your Legal Questions Answered with Legal Services for Less!

Jul 10, Personal Injury Compensation Explained

Thu, 10 Jul 2008 19:16:39 GMT

Although the term personal injury is mostly associated with bodily injuries, it is not confined to that alone. In fact, the term is also used to describe the psychological effects that an accident has on an individual. This is why you often hear of victims seeking damages due to pain and suffering. Granted, there are quite a few frivolous lawsuits in this regard but, in many cases, accidents do affect a persons mental well-being.

In order for any instance to be considered a personal injury, it must occur due to the negligence or unreasonably unsafe actions of your employer, a manufacturer, your doctor, your landlord, or some other person or organization. If this is the case then you may be entitled to monetary compensation from the person or entity that caused the accident due to their negligent actions.

Now that you understand the facts, you must ensure that you gather the appropriate information about the accident to turn over to your attorney. Even in the midst of a personal injury you still need to try to remain calm enough to gather some very important information. If you are injured to the extent that you cannot gather the appropriate information then you will need to get someone to assist you in accomplishing this.

There are many things to consider when determining a dollar amount for which you are entitled based on your expenses and the time lost from work. This means that you need to have a good personal injury lawyer to monitor the insurance adjuster and facilitate the negotiation process. At the start of a claim negotiation, an insurance adjuster adds up the total medical expenses related to the injury. This is the base figure the adjuster will use to figure out how much to pay the injured person for pain, suffering, and other non monetary losses.

Once this base figure has been established, the amount can be multiplied by 1.5 all the way up to 10 depending on the severity of the injury. The actual compensation you lost due to missing work is then added, giving you your subtotal. Once that is determined, the adjuster will investigate if you have some culpability in the accident and what that percentage is. The percentage agreed upon will then be subtracted from the final amount leaving you with what your total compensation will be.

Jul 9, Pre-paid Legal Plans OK?

Wed, 09 Jul 2008 14:46:59 GMT

Well, you may want to reconsider if this is your belief. It is one of the cheapest expenses members have and by simply updating their Will they easily recoup their investment. I will not try and give all of the compelling reasons to have one in this article, but I will point out some interesting facts that may make you rethink your position. A pre-paid legal plan may not be for everyone but it can prove to be very valuable if your lifestyle dictates regualr contact with an attorney. I am not referring to habitual criminals either. Think about every other insurance you have "just in case" and how much you are willing to pay to protect your assets. Would you not agree that the best asset you have is your good name and reputation? Without it you would not have a home, car or boat to insure. Homeowner's insurance covers damage to your home in the event of a fire or a tree falling through it. If you were to die, you have life insurance so that your family is taken care of financially, your debts are paid off, and your funeral costs are covered. Likewise, you maintain automobile insurance just in case your car needs repaired due to theft, accident, or other reasons. Most of us also have health insurance because we need to be healthy to pay for all of the above. Without a doubt, you are much less likely to use your homeowner's insurance policy due to home damage than you are to have a legal issue unless you have a child that likes to play with matches a lot. However, every month you gladly pay the premium for your home to have the protection it needs. It is a no brainer to make sure your house is covered and it should be the same from a legal standpoint. Whether you need a legal document reviewed or representation in court because someone decided they want to sue you, coverage is available at a low cost. If you had a pre-paid membership in place then how much easier would it have been to deal with a legal issue? That is exactly the point I am conveying to you in this article. I have heard the cons along with the pros for having a Pre-paid legal plan and when it all comes down to it; it makes all the sense to have legal service coverage. From general everyday legal concerns or questions to having your last will and testament updated annually, you can be empowered with the protection you need in our litigious society. Find out more about this beneficial insurance for you and your family.

Jun 21, Sexual Harassment and the Workplace

Sat, 21 Jun 2008 12:27:49 GMT

Understand your sexual harassment rights and what you can do!

Jun 6, Child Support Help you can Afford!

Fri, 06 Jun 2008 20:26:00 GMT

Ger your Child Support Legal Services for Less

Jun 6, Medical Malpractice Help

Fri, 06 Jun 2008 00:17:40 GMT

Get your Medical Malpractice Legal Services for Less!

May 29, Property Law Definitions

Thu, 29 May 2008 17:29:13 GMT

Get the property law legal services for less that you need to reclaim your real or personal property

May 29, Emancipation Resource Center

Thu, 29 May 2008 15:12:35 GMT

Emancipation can be a needed legal tool for certain teenagers, but you should give it careful thought before moving ahead because there are a lot of considerations.

May 28, Employment Law

Wed, 28 May 2008 18:42:33 GMT

Get your Employment Law Legal Services for Less!

May 25, Bill collectors

Sun, 25 May 2008 21:38:42 GMT

Collections

Bill collectors are bound by law to treat you with respect and dignity even though you may not have lived up to your end of the financial agreement. Don't be fooled though - you still are responsible for paying the debt but there are ways to get thatdetermined bill collector to give your phone a much needed break from ringing off the hook. And don't think for a moment that they will stop hounding you. They have a commission dangling in front of their faces for every account that they collect.

Regardless of your economic class, chances are you have been calledwith the question "When can we expect payment for this past due account?" It happens for a lot of different reasons such as divorce, death in the family, sick children with major medical bills,transportation problems, or a significant loss of household income. Everybody does at some point in their life.

The Fair Debt Collections Practices Act(FDCPA) states that a creditor cannot be abusive, threateningor intrusive to the consumer; however, I have heard that the use of these practices are still prevalent. Theintrusiveactionthat I hear most from my readers is bill collectors calling them at work. To me, this must mean one thing - they are not answering their phones at home and the collector is trying the best way that they can to contact them. They are not supposed to call you at your place of employment if you tell them that you place of employment does not allow it.

There are some things you can do to alleviate the problem. Contact the creditor and explain to them what the situation is in your household (family death, car broke down, etc.). This is not to be confused with making up a story just to "get them off your back" either. Be sincere in your approach as to the next time you will have the funds available to make your payment. You may also try and write the creditor a letter stating when you will be able to start paying on your debt again and the reasons you are not currently paying it. You can address your current financial hardship and when you expect that it will be resolved.

If you believe you are being mistreated by a creditor, you can contact the Consumer Response Centers Consumer Complaint Line at 1-877-382-4357, or go online to the Federal Trade Commission.

May 23, Tax Law and Resources

Fri, 23 May 2008 18:25:17 GMT

Ger your Tax Law Legal Services for Less

May 23, Personal Injury Attorney

Fri, 23 May 2008 18:17:04 GMT

Get the personal injury legal services you need for less!

May 23, Child Custody Information and Help

Fri, 23 May 2008 17:01:45 GMT

Get your Child Custody Legal Services for Less!

May 20, Privacy Law Questions and Answers

Tue, 20 May 2008 10:15:18 GMT

Ger your Privacy Law Legal Services for Less

May 20, Criminal Law Defense and Services

Tue, 20 May 2008 01:24:32 GMT

A criminal law suit is not something you should take lightly without sound legal advice and representation

May 15, -

Thu, 15 May 2008 20:01:53 GMT

May 5, Pre-paid Legal Services

Mon, 05 May 2008 13:05:12 GMT

Home

I found something interesting online today that I wanted to share with all of my readers. This is an amazing comment left by a reader on www.Wiki.Answers.com. The full article has some more comments but this one stood out to me.....

"In my opinion, a legal plan is worth it. I have friends who are attorneys and I can't afford to go to them. Most Americans have legal situations or questions arise periodically. Most can't afford an attorney. A legal service plan makes the rich man's game affordable to middle americans. It is true that a legal plan has limitations. That's nothing new in the marketplace. So does healthcare, auto, home and other forms of insurance. However, consider the alternative...$200 - $400 or more an hour. And another thing to consider that's a plus with a legal plan; most have a section of their plan that offers a discount on attorney fees of at least 25. Consider this: do you have the clout to go out and get a quality attorney to give you a discount on their fees of at least 25? Think of it in terms of dollars and cents...at $200 an hour, just a 25 discount amounts to $50 an hour off the usual fee. That's quite a savings! So in short, a pre-paid legal service plan can save you a bundle. I've saved $1000's by spending $26 a month. Think that's just too darn expensive? How much do you pay for car or health insurance? How often do you use your insurances? Do your premiums change if you use them? Are you penalized for using them? You won't be with a legal plan. Many keep their price to you at the same price over the years."

How is that for some third party validation? Think about it for a moment longer while you digest what the reader is trying to say. He/She reemphasized how much they have saved by spending $26.00 per month. I can relate since I have saved $1000's myself. From my personal speeding tickets, my divorce, to my will preparation whenever I wanted to do it. Not to mention a couple of letters that I have had my provider attorney write for me for some wrongful issues on my credit report. All that without having to worry about cost!

Curt